CharlesEdwards makes your life settlement as simple as 1-2-3!

Cash in 8-12 weeks
No medical exams
No need to leave home
No representative will visit

We guide you every step
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Example Life Settlement

Policy Owner:
74 Year Old Male
Policy Value:
$350,000
Cash Surrender Value (CSV):
$30,869
Gross Offer for Policy:
$175,000
50% of policy value
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You could be eligible right now for a life settlement!

Call us for a quick evaluation.  It’s free and there is no obligation!

Call toll free
800.492.5186

 
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Life Settlements -

Selling Your Life Insurance Policy? Think CharlesEdwards!

Get Cash for Your Life Insurance Policy 

 Obtain a Free Policy Evaluation in Minutes!  

Call 800-492-5186 Today

Am I Eligible for a Life Settlement?

Each life settlement case is different but, in general, seniors are eligible for a life settlement if:

  • The insured is over the age of 65
  • The insured is not terminally ill
  • The policy is beyond the two-year contestability period and is transferable
  • The policy type is universal, convertible term, survivorship, whole life, key man, COLI or BOLI
  • The policy was issued by a U.S. life insurance company

I Want to Sell My Life Insurance Policy

If you are eligible and decide to sell your policy, CharlesEdwards, the trusted name in life settlements, makes the sale a simple, convenient process!

Here's How a Life Settlement at CharlesEdwards Works

  1. YOU speak with a CharlesEdwards representative who explains the process to you, verifies your eligibility, and answers all your questions.
  2. WE complete a simple agreement and application that you sign and return with other documents needed to process the sale.
  3. WE obtain all needed medical records, reports and evaluations, submit your policy to multiple buying institutions approved by us, review all offers with you, communicate your acceptance of an offer, assist escrow with final closing documents, and stay involved until you receive your cash settlement.
  4. YOU make the decisions.  You may change your mind at any time until the sale closes.  You never pay a fee to CharlesEdwards unless you sell your policy.

You're In Control of Your Life Settlement

We promise:

  • Convenience: A streamlined life settlement process provides you the utmost convenience, a speedy settlement, and the efficient negotiation to yield the highest value for your policy.
  • Speed: We conduct our transactions through overnight couriers, telephone, facsimile, and the Internet.  You decide when and where. No representative will visit and there is no need for a medical exam.
  • Knowledge: We carefully review every life settlement offer with you, assist with your final decision, and guide you every step of the way until the transaction closes.  You can even change your mind after you have accepted an offer.  If you decide not to sell your policy, you owe nothing to CharlesEdwards.
  • Transparency: We disclose all our fees to you in writing before we begin representation for your life settlement, we pay for all upfront processing costs, and we will never ask you for funds prior to the succcessful sale of your life policy.  We guarantee it!

What About the Privacy of My Information?

CharlesEdwards employs strict safeguards to protect the privacy of its clients—during and after the sale of their policies.  In addition to the use of well-respected escrow services, we screen the buyers approved for the purchase of clients’ policies to ensure that they maintain privacy policies similar to ours. To see our full Privacy Policy, click here.

 

As our client, we represent you and only you. We do not sell any information about you, including your name and contact information, to any parties. We only release personal information to authorized parties involved with the evaluation or sale of your policy.


CharlesEdwards is an exclusive life settlement broker representing policy owners, either directly or through their attorneys and financial advisors, in states across the country to ensure its clients receive the best available value for their policies sold to qualified domestic and international institutional buyers.

 

For Senior Policy Owners

 

For Corporate Policy Owners